In this primary research-based paper I highlight an officially neglected housing supply strategy in Ghana. I discuss the ubiquitous in situ housing strategies employed by households of varying socioeconomic means for meeting housing-space demand and the factors that condition these strategies in the Madina-Adenta area of the rapidly expanding Greater Accra Metropolitan Area. Income and available housing space, household and room occupancy rates, changes in household size, length of residence, tenure, and housing stress were factors in the adoption of housing-space strategies. While 44% of respondents expressed great need for additional housing space, lack of financial resources and the problem of affordability were primary constraints on their ability to employ an incremental housing-space strategy. Access to a good supply of affordable housing credit is thus viewed as a critical housing policy mechanism for enabling in situ housing construction.
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