Prajnan: Journal of Banking and Financial Management

PRAJNAN: Journal of Banking and Financial Management, established in 1972 by the National Institute of Bank Management (NIBM), PRAJNAN is a quarterly academic journal dedicated to the advancement of knowledge in banking and financial management. As a double-anonymized peer-reviewed publication, PRAJNAN upholds rigorous academic standards, offering a credible platform for high-quality theoretical, empirical, and policy-oriented research.

The journal is published under the aegis of the National Institute of Bank Management, the apex institution for banking education, research, and training in India. Founded in 1969 by the Reserve Bank of India (RBI), NIBM was envisioned as a centre of excellence to provide thought leadership and capacity-building for the Indian banking and financial system. Over the decades, NIBM has evolved into a premier institution, shaping the discourse in banking and finance through its research, educational programs, and training initiatives.

PRAJNAN serves as a vital forum for the dissemination of original research on a wide array of issues relevant to banks, financial institutions, and the broader economic and regulatory environment in which they operate. Its mission is not only to advance academic inquiry but also to facilitate informed dialogue among scholars, practitioners, policymakers, and regulators. By fostering cross-sectoral engagement, the journal contributes to the development of sound financial policy and practice.

The journal welcomes contributions that explore both micro and macro aspects of banking and finance, including—but not limited to—corporate finance, trade finance, sustainable finance, financial markets, and treasury markets. In addition to full-length research articles, PRAJNAN also features brief notes, policy commentaries, and articles addressing contemporary issues that are of immediate relevance to the financial sector. With its long-standing legacy and commitment to scholarly excellence, the journal continues to play a pivotal role in shaping the evolving landscape of banking and financial management in India and beyond.

Notice: Issue 4 of Volume 53 (2024) was not released due to the journal’s transition to a new hosting platform and the change in its publication cycle from a financial year to a calendar year.